State farm told me they would not touch it with nitrous on it. I tried to tell them that it is not even on when driven on the street, but that did not matter.
Just wondering what others are doing.
I'm with state farm also, full coverage on all my bikes, I asked my agent about the turbo set-up on my 14 after I installed it, she said it wasn't an issue as long as I had the receipts showing the value of the turbo system. My premium didn't change a bit. But I'm in my 40's, married, with a spotless driving record and good creditState farm told me they would not touch it with nitrous on it. I tried to tell them that it is not even on when driven on the street, but that did not matter.
Just wondering what others are doing.
outlawbusa said:Isn't that a standard question now, "Are you or your bike on Juice lately?"
I'm with state farm also, full coverage on all my bikes, I asked my agent about the turbo set-up on my 14 after I installed it, she said it wasn't an issue as long as I had the receipts showing the value of the turbo system. My premium didn't change a bit. But I'm in my 40's, married, with a spotless driving record and good credit
Isn't that a standard question now, "Are you or your bike on Juice lately?"
Thats exactly why I asked my agent about the turbo. But I'd had the bikes insured with them for quite awhile before that, maybe that made a diff?...maybe being a long term customer, and making a change to a long term bike, versus a brand new customer coming in with the big hp adder already installed? I know locations vary GREATLY with insurance also.actually yes. Go to the progressive site and start filling out busa info, and a standard question is does it have a turbo or nitrous.
my issue is that I have a tendancy to get screwed when ever possible. With my luck if anything happens, they will see I had nitrous, did not say I did, and then not pay out. I'm pretty sure giving false info (which may include leaving things out) is grounds for them to void the contract and not pay. Which of course would not be discovered until after you had been paying your premium, and something happens.
In the minds of those that dont have a clue to performance think in this manner.
Turbo ohh that makes fast cars come with a turbo option from the factory.
Nitrous ohh deadly fast street racers fast and furious reckless drivers nitrous ohh no fire explosive dangerous. (I know nitrous isnt flammable) just stating the minds that fully dontunderstand performance mods.
Very good pointsWas added after policy was written. ??? What's the fuss about? If most insurance companies knew what was done to vehicles/bikes beforehand there would always be a stipulation that would increase policy premium or have a clause where it would be uninsurable. Had an insurance agent once tell me if possible always insure as stock but for reinbursement of mods/enhancers always keep receipts of items even if purchased beforehand and proof(receipts/pics) of items that were added to vehicle/bike after it was insured(declaration written). Now of course to 100% cover your butt it's best to have time/date stamped pics showing proof of mods/upgrades on vehicle if reimbursement is needed or called into question. Cause most adjusters that process the claims won't know half of what their looking at anyhow, and to them a $3500 set of magnesium wheels will look just like a set of $300 stockers unless you can prove otherwise.
Sorta of like the don't ask, don't tell scenario.
Guy, maybe you should do like Rollin suggested, insure the bike as stock at first for the first 6 months or year maybe, then after that time frame, with no tickets or claims, let them know you added nitrous?I know... A stock bike (not that mine is ) with a little juice is less insurable than a faster bike with motor work done...
I am toying with the idea of getting another bottle, maybe a fake one, or drill a hole in it, or just always empty to put on the bike for normal driving (or maybe something with CO2 in it, so I can still work the air shifter ), then if anything were to ever happen, and it were to be questioned, I can easily show that there is no way it could have been used normally. Then just swap bottles at the track. The bike is plenty fast without it for the street.