Rear-Ended Today

[Red05]

Sadly this is becoming more and more common all the time as more drivers are distracted by devices and even their own vehicles......

Buddy said he was looking down in the truck and saw cars moving out of the corner of his eye and hit the gas before he looked up to see if anyone was in front of him.

Looking down at his phone no doubt. Inattention, even sitting at a light, should be grounds for a ticket. I see it all the time. It can be tough finding someone not on the phone or texting while driving.

[dadofthree]

So you could be disabled and laid up in a hospital for an ‘incident’ not of your causing and all you get is a repaired bike?
Who the hell thought that was equitable? What sanctions (are) there for someone who causes a crash?

Had an accident in 2019 in Florida. The guy’s insurance paid a whopping $10K on a $1M hospital bill

[Bumblebee]

Looking down at his phone no doubt. Inattention, even sitting at a light, should be grounds for a ticket. I see it all the time. It can be tough finding someone not on the phone or texting while driving.

I saw a person riding a VStrom on a 6 lane hiway texting one time........he almost got in an accident...but got real lucky......

[dadofthree]

Some thoughts, from something I read here decades ago. I never sit in traffic or at a light in neutral, because in an incident, being in gear can allow you to quickly escape an accident. From personal experience I focus a lot of attention on my mirrors. I also pull as close as safely possible to the edge of the lane. If I’m behind a vehicle I’ll pick right or left depending on what places me where if something happens I won’t be crushed between vehicles. Hope you fully recover.

[CBXRider]

Had an accident in 2019 in Florida. The guy’s insurance paid a whopping $10K on a $1M hospital bill

Just about everyone’s insurance has dollar limits. Once they’re reached it’s up to the injured party to sue for the remainder. In most cases the responsible party doesn’t have the funds or property to satisfy the judgment (if one is rendered) then the only other way to try for satisfaction is to have their wages garnished. Obviously this can be a painstaking endeavor but it (can) pay off.

[CBXRider]

S

Some thoughts, from something I read here decades ago. I never sit in traffic or at a light in neutral, because in an incident, being in gear can allow you to quickly escape an accident. From personal experience I focus a lot of attention on my mirrors. I also pull as close as safely possible to the edge of the lane. If I’m behind a vehicle I’ll pick right or left depending on what places me where if something happens I won’t be crushed between vehicles. Hope you fully recover.

Sound advice.

[michael parris heuberger]

You insure a bike for .48 a day?

Hi. Yes! It is not full coverage. I never had it on any of my vets or on my Lotus. I could fix a hole front end for what they wanted for 1 yr. I also never had an accident that was my fault. When I was hit at the rear wheeled or behind them 7 times.

[CBXRider]

Hi. Yes! It is not full coverage. I never had it on any of my vets or on my Lotus. I could fix a hole front end for what they wanted for 1 yr. I also never had an accident that was my fault. When I was hit at the rear wheeled or behind them 7 times.

Yeah well nobody thought it was for full coverage. I find it hawdabeleve that anything that goes on a public road can be insured for just .48 a day. And I have no idea what your last sentence means, it’s incomplete.

[michael parris heuberger]

Yeah well nobody thought it was for full coverage. I find it hawdabeleve that anything that goes on a public road can be insured for just .48 a day. And I have no idea what your last sentence means, it’s incomplete.

Hi
When I was driving big tige I was hit behind the rear wheels of the trailer 7 times. One time I was stoped and a woman came out of a bank parking lot and ran right into my rear wheelesof my trailer.

[Dai.]

Had an accident in 2019 in Florida. The guy’s insurance paid a whopping $10K on a $1M hospital bill

So how does that get settled for the remaining balance?. We have CTP built into the rego and then you can add insurance for whatever coverage you want.

Definitely no $1M hospital bills though....

[CBXRider]

Hi
When I was driving big tige I was hit behind the rear wheels of the trailer 7 times. One time I was stoped and a woman came out of a bank parking lot and ran right into my rear wheelesof my trailer.

Damn Michael, why can’t you proofread what you type? You’re not a child. You can proofread before and after you post in order to change crap words like “tige” which by the rest of your post you probably mean ‘truck’? Helluva difference between tige and truck if you take the time to look. So, you’ve been rear ended seven times while driving a semi truck and trailer? Must be a record…

[michael parris heuberger]

Damn Michael, why can’t you proofread what you type? You’re not a child. You can proofread before and after you post in order to change crap words like “tige” which by the rest of your post you probably mean ‘truck’? Helluva difference between tige and truck if you take the time to look. So, you’ve been rear ended seven times while driving a semi truck and trailer? Must be a record…

Hi I saw the t instead of the t but I hit send to soon.

[sixpack577]

Yeah well nobody thought it was for full coverage. I find it hawdabeleve that anything that goes on a public road can be insured for just .48 a day. And I have no idea what your last sentence means, it’s incomplete.

I'm in Va, and some insurance prices are ridiculous...others, not so much.
If MPH says he can insure his HD for $75...I belive him.
I insured my DRZ400 dual-sport with liability for less than that.
Full coverage on my Goldwing is $200 a year.
Full coverage on a new Busa would be around a grand, a new Gsxr1k...closer to $2k.
I hate insurance companies, biggest ripoff ever.
But here, they look at replacement value/book value of the vehicle for full coverage, and your age and record, along with the ascessed risk of the vehicle...is it an old Harley with an old rider...or a young kid on a rocket?
I bought a new Gsxr1000 in 2002, I was 25.
I bought it on a friday afternoon, called the insurance and added it, so I could legally ride it over the weekend...while I shopped around...as it was $4300 a year.
I then got it for $2600, then $1800...then they cancelled that the next day, then another place quoted $2300, and finally I had to go back to $2600.
After about 2 years, I had to sell the bike, as it cost me $9700 total, out the door, at 3.9% intrest...and I was paying over $200 a month insurance...F them...they can all burn.
They tried to charge me almost $600 a year to renew my GW this year, yes, 3 times as much...I cancelled it, did a new policy, same company, Progressive online(still the cheapest for me) ...and $200 a year again...
Insurance is a legal scam here.
I'm 48, married, good credit, clean record, motorcycle license, and commercial driver's license, and I didn't know until a few years ago that there is also an insurance credit score here, based on claims that you have filed...and mine is also perfect.
Yet, I can insure one bike for basically nothing, and the next they'll want a small fortune.
Va does not allow seasonal insurance either, and if you drop your insurance, you have to turn in your license plate(s) at the DMV, as the insurance will call them and tell them...then the DMV will suspend your license...and they suspended mine for 6 months, never notified me, and it was all their mistake, as I was insured all along...$32 later my license was reinstated...yes, I had to pay for Their mistake.
Each state has it'd own insurance laws, and some are ridiculous.
Anytime I can get it cheap, I pay it full and move along.

[Bumblebee]

I'm in Va, and some insurance prices are ridiculous...others, not so much.
If MPH says he can insure his HD for $75...I belive him.
I insured my DRZ400 dual-sport with liability for less than that.
Full coverage on my Goldwing is $200 a year.
Full coverage on a new Busa would be around a grand, a new Gsxr1k...closer to $2k.
I hate insurance companies, biggest ripoff ever.
But here, they look at replacement value/book value of the vehicle for full coverage, and your age and record, along with the ascessed risk of the vehicle...is it an old Harley with an old rider...or a young kid on a rocket?
I bought a new Gsxr1000 in 2002, I was 25.
I bought it on a friday afternoon, called the insurance and added it, so I could legally ride it over the weekend...while I shopped around...as it was $4300 a year.
I then got it for $2600, then $1800...then they cancelled that the next day, then another place quoted $2300, and finally I had to go back to $2600.
After about 2 years, I had to sell the bike, as it cost me $9700 total, out the door, at 3.9% intrest...and I was paying over $200 a month insurance...F them...they can all burn.
They tried to charge me almost $600 a year to renew my GW this year, yes, 3 times as much...I cancelled it, did a new policy, same company, Progressive online(still the cheapest for me) ...and $200 a year again...
Insurance is a legal scam here.
I'm 48, married, good credit, clean record, motorcycle license, and commercial driver's license, and I didn't know until a few years ago that there is also an insurance credit score here, based on claims that you have filed...and mine is also perfect.
Yet, I can insure one bike for basically nothing, and the next they'll want a small fortune.
Va does not allow seasonal insurance either, and if you drop your insurance, you have to turn in your license plate(s) at the DMV, as the insurance will call them and tell them...then the DMV will suspend your license...and they suspended mine for 6 months, never notified me, and it was all their mistake, as I was insured all along...$32 later my license was reinstated...yes, I had to pay for Their mistake.
Each state has it'd own insurance laws, and some are ridiculous.
Anytime I can get it cheap, I pay it full and move along.

Wow, that's crazy.....

When I got insurance the first time for my street bike in '82, the company I originally purchased it through was bought and sold several times.....I would receive my insurance slip in the mail and it would often be from another company...I'd call to confirm and they said they were bought out....

It all went good until one certain company bought them out and called me wanting me to bring my bike (s) to the insurance broker's office so they could take pictures and inventory my bike (s)...not my car, just my bikes......so at the time I had 3 and I'd take them there one at a time and they did their thing....it was kind of comical because the guy coming out to do this kept asking how many more bikes I had and if any of the ones I brought were for sale as he wanted them.....

In the end, my insurance for all three bikes was peanuts because the guy gave me a single bike rate knowing I couldn't ride all three at once...

Then years later the same insurance company was bought out again and the new people wouldn't insure sport bikes.....so I was off shopping for insurance as they dropped me right in the middle of the season.....

Like you said, insurance companies are a scam as they have right by the short and curlies and know it.....

[jellyrug]

Damn Michael, why can’t you proofread what you type? You’re not a child. You can proofread before and after you post in order to change crap words like “tige” which by the rest of your post you probably mean ‘truck’? Helluva difference between tige and truck if you take the time to look. So, you’ve been rear ended seven times while driving a semi truck and trailer? Must be a record…

I write on my phone, always, and with swipe as well as auto correction, and a tiny keyboard, some weird things can pop up.

Who cares, as long as you know what he is saying?

[jellyrug]

I'm in Va, and some insurance prices are ridiculous...others, not so much.
If MPH says he can insure his HD for $75...I belive him.
I insured my DRZ400 dual-sport with liability for less than that.
Full coverage on my Goldwing is $200 a year.
Full coverage on a new Busa would be around a grand, a new Gsxr1k...closer to $2k.
I hate insurance companies, biggest ripoff ever.
But here, they look at replacement value/book value of the vehicle for full coverage, and your age and record, along with the ascessed risk of the vehicle...is it an old Harley with an old rider...or a young kid on a rocket?
I bought a new Gsxr1000 in 2002, I was 25.
I bought it on a friday afternoon, called the insurance and added it, so I could legally ride it over the weekend...while I shopped around...as it was $4300 a year.
I then got it for $2600, then $1800...then they cancelled that the next day, then another place quoted $2300, and finally I had to go back to $2600.
After about 2 years, I had to sell the bike, as it cost me $9700 total, out the door, at 3.9% intrest...and I was paying over $200 a month insurance...F them...they can all burn.
They tried to charge me almost $600 a year to renew my GW this year, yes, 3 times as much...I cancelled it, did a new policy, same company, Progressive online(still the cheapest for me) ...and $200 a year again...
Insurance is a legal scam here.
I'm 48, married, good credit, clean record, motorcycle license, and commercial driver's license, and I didn't know until a few years ago that there is also an insurance credit score here, based on claims that you have filed...and mine is also perfect.
Yet, I can insure one bike for basically nothing, and the next they'll want a small fortune.
Va does not allow seasonal insurance either, and if you drop your insurance, you have to turn in your license plate(s) at the DMV, as the insurance will call them and tell them...then the DMV will suspend your license...and they suspended mine for 6 months, never notified me, and it was all their mistake, as I was insured all along...$32 later my license was reinstated...yes, I had to pay for Their mistake.
Each state has it'd own insurance laws, and some are ridiculous.
Anytime I can get it cheap, I pay it full and move along.

In NC, full coverage on the Hayabusa runs $31.99 per month, that includes $500,000 bodily injury, $100,000 property damage.
My Husqvarna is around $10 per month, same thing.
State Farm

[Busa3Bro]

I am sooooo pisssed.
Sitting at a red light in neutral. Light turns green, reach down to the bars and booooooom, the truck behind me drove into me, punting me into the intersection as I rolled off the bike as it crashes on the right side.

My 1st clear though after hitting the road was to roll over and turn off the bike.

I think that the Gen 3 has an auto kill tilt sensor?

I can't remember if I heard the bike running, just instinctively wanted to turn it off.

So sad to see my new bike laying on its side on the road and the damage on it. Buddy said he was looking down in the truck and saw cars moving out of the corner of his eye and hit the gas before he looked up to see if anyone was in front of him.

Bike Damage?

• front brake lever
• rear brake peddle bent
• engine cover right side
• all three right fairings
• right mirror
• right exhaust shrouds, and muffler
• seat cowl
• right foot peg
• right peg slider pin broke off
• my new helmet
• inner fender

Unknown tire damage as the inner fender was pushed between the tire and the rear subframe so the license plate was cutting into the tire. Will also make sure the shop checks swingarm bearings/bushings, shock and sub frame

Injuries;

• Elbo
• Knee
• ankle (kicked something as I went backwards off the bike)
• Neck
• Pulled muscle mid back
• lower back

Could have been a lot worse, so I am grateful. fortunately, there as an off duty officer and firefighter at the intersection who witnessed the accident. Was concerned the bike would not start after the impact but it did and I was able to limp it home.

View attachment 1701188

Man bro, glad you're ok, bike can be rebuilt. Beautiful color.

[VaBusa]

I’m so sorry that happened! Thankfully you’re OK

[dadofthree]

So how does that get settled for the remaining balance?. We have CTP built into the rego and then you can add insurance for whatever coverage you want.

Definitely no $1M hospital bills though....

My health insurance took care of it

[LC4CARL]

Insurance adjusters should be locked up!