I've been stove-up a few times and never gave it a second thought.
The only time was recently. Was riding with a friend of mine, Tim, and he crashed his busa. Some here met him at the bash 2yrs ago. He basically died in front of me while doing a secondary survey on his injuries while waiting for the amb. Got him back, Amb showed up, lifeflight showed up, off he went.
It wasn't til a few days later it really hit me. I gave some pretty long thought time to giving up riding for a while. Especially when the extent of his injuries were becoming clear. My father, who was an avid motorcyclist/dealer, also put his .02 worth in.
But after all the great rides we had and the great times we had,ei. Alaska, Yellowstone, Myrtle, so on and so on. And all the really great times I've had with my g/f on the back and trips we've taken. I decided to keep doing the only thing that has been a constant soucre of pleasure in my life, riding. Tim has mentioned that someday he would like to ride again and if he does he wants me to be there with him like in the old days. It maybe awhile, it's been 8 months and he just started eating solid food last month.
I can't say what is right for you but I continue to ride. I have too many places to go and things to see and people to meet to stop at this point.
I might suggest a racing school before you call it quits. It's a good safe place. It would be a real boost to confidence. You would meet a lot of really good people there. I'm doing one next spring just to brush-up. Maybe we could get a group of us here to go together? Just a thought.