All insurance companies hate me, and quote me ridiculous rates. I have posted this several times too.
I'm 41, married, great credit, perfect insurance credit score(based on number of claims, tickets, accidents, etc), class A cdl, motorycle license almost 20 years, live in an area with super low crime rate...and no tickets, accidents, or claims in around 16 years.
Yet my quotes are absurd from every company. Full coverage on my new 08 Busa in 09 was over $110 a month, and over 3 1/2 years had crept down to a couple bucks under a grand.
I shopped around quotes for a 2013 gsxr1k a few months ago again, cheapest was around $1450 a year! Some companies wanting over twice that!
What's my point? They are all crooks, badly.
And, there are things that they aren't telling the public when the come up with their rates.
What they are, I have no idea. But there has to be a reason they all try to screw me over.
If it wasn't for their ripoff prices, I'de buy another bike today.