I have this theory, see... Hayabusa owners are generally older, more mature, less accident prone, less Hooliganistic, family types that have reasons to live... and although I don't work for an insurance company, I bet THEY have stats to back me up. They OUGHT to rate based on owners and usage, not based on who is the youngest, wildest that have access to the biggest bike. Do you know what I mean? Busa costs no more than an R1 or 1K, and more mature types seem to buy it, yet it costs more to cover. If they pulled the accident stats for Busa's over the last three years I bet it's lower than the R1 and 1K in numbers, and damages cost out. Anyone here work in insurance?