I am 57 years old and been riding bikes since I was 12 so I have a little experience, no tickets or any accidents. I go and try out a couplle of new 08 Hayabusas today and am pretty sure I am going to upgrade my 05 FJR to a new 08 BUSA. So I get home this afternoon and call my insurance agent to check on the difference in insurance cost, well I got a little bit of a surprise. I know the BUSA is a lot quicker and faster than the FJR but. Now I have good full coverage on the FJR for $195.00 ayear. I knew the BUSA was going to be more but not to the tune of $895.00 a year for the same coverage. That seems a little bit high to me considering everything and the amount of time we get to ride up here in northern Wisconsin. I have my insurance with Foremost now, I was wondering if there are any other insurance companies out there that may have better rates on Hayausas. I really want the bike but can't justify that insurance cost .
08 BUSA Insurance
- Thread starter shortstuf
- Start date
Allstate. $546 per year full coverage. 38 years old with a tarnished record but I also have my home and several vehicles insured with them.
I'd say keep shopping - although honestly $895 doesn't sound TOO bad. Geico wanted something like $3000+ or something equally insane.
I'd say keep shopping - although honestly $895 doesn't sound TOO bad. Geico wanted something like $3000+ or something equally insane.
I got mine through Country Financial, AKA Country Companies. I know they aren't nationwide but cover quite a few states, worth looking into if they are in your area. 36 with no crashes or tickets, full coverage with 100/300 limits and 250 ded, 380/yr (2006 model)
They also cut my homeowners by more than 30% and auto by more than 10%
I've also heard a lot of guys talk good of State Farm, they shot me a great rate on the busa but would have raised my homeowners and auto.
They also cut my homeowners by more than 30% and auto by more than 10%
I've also heard a lot of guys talk good of State Farm, they shot me a great rate on the busa but would have raised my homeowners and auto.
greyrocket
Registered
i'am in CA full cov 300/100/50 state farm i'am 27. i pay around $800 year. its like 60 a month
windglider
Registered
Hello shortstuf:
What insurance company were you with for your FJR? I am 63 years old and have a 2006 FJR and I almost fell over when they told me what the insurance was going to cost. I have and excellent riding history and don't understand why experience doesn't count anymore.
My insurance is in the $500 dollar range with Progressive but that is about twice what I was paying with my previous bike.
Take Care and stay safe.
windglider
What insurance company were you with for your FJR? I am 63 years old and have a 2006 FJR and I almost fell over when they told me what the insurance was going to cost. I have and excellent riding history and don't understand why experience doesn't count anymore.
My insurance is in the $500 dollar range with Progressive but that is about twice what I was paying with my previous bike.
Take Care and stay safe.
windglider
I am running State Farm now, just on the Busa, 49 a month for the 50/100 full coverage. 26 with a "mostly" clean record
TXBusa05LE
Registered
Dairyland...
Everything I had was at Farmers, house, cars, bikes. My Road King was $275 a year. Farmers would not insure my Busa, but would write it with Formost (Farmers owns Formost) Quote came back at $2700.I am 57 years old and been riding bikes since I was 12 so I have a little experience, no tickets or any accidents. I go and try out a couplle of new 08 Hayabusas today and am pretty sure I am going to upgrade my 05 FJR to a new 08 BUSA. So I get home this afternoon and call my insurance agent to check on the difference in insurance cost, well I got a little bit of a surprise. I know the BUSA is a lot quicker and faster than the FJR but. Now I have good full coverage on the FJR for $195.00 ayear. I knew the BUSA was going to be more but not to the tune of $895.00 a year for the same coverage. That seems a little bit high to me considering everything and the amount of time we get to ride up here in northern Wisconsin. I have my insurance with Foremost now, I was wondering if there are any other insurance companies out there that may have better rates on Hayausas. I really want the bike but can't justify that insurance cost .
Put it by itself with State Farm for a year. I recently moved all the cars and the wifes bike to State Farm. I'm now paying about $14.75 a month since it is on the Mutual policy even though I'm not getting a discount for having the house written with them.
GSXRider13
Registered
That is funny, I have my insurance with Geico for less than $500 and year and Allstate quoted me just under 3K a year.
ibanezbtb72
Registered
I am also with State Farm and I only pay $600.00 per year. 36/YO one speeding ticket
Im 27 years old and pay $465 a year for full coverage, $500 deductible through state farm.
JaviBUSA08
Registered
STATE FARM : $350 a year and includes UM coverage...
WAS paying $1500 a year with gieco. So go figure...
WAS paying $1500 a year with gieco. So go figure...
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