State Farm's quote was higher than what I'm getting now.
As it has been said, many things effect rates. Always shop around, quotes are free and there are companies out there that can and do beat state farm's prices, especially when you start shopping for busa, cars and home all combined. In my case state farm was cheapest on busa but required me to move autos as well. They were more than double on my autos so it was a deal killer.