I got my ‘19 from the exact dealer Lodi mentioned and that was my pricing. Fantastic dealer and straight forward. I live about an hour away from the dealer and absolute no surprises. The $12,198 is if you take the $750 instant rebate Suzuki is offering. You can take the rebate or the 0%; not both.
$14,799 is the MSRP so you should definitely get it lower.