Are you covered for anything or just this? I pay $254.00 a year with Geico! But my Busa has to be stolen, run into by a deer, involved in a crash and the fault lies with the other person, or catch on fire, to be covered! Run off the road on the dragon and you are SOL! So make sure full coverage means what you are stating. Finance it and they want to be paid even if they have to pry your cold, battered body off her! Add medical and you just increased it another 1K.