Too many variables to this sort of thing. Long talks with my agent about this. We maxed out a lot of stuff due to my occupation.
Full Coverage went 500K/500K/100K (that's 1/2 million dollars) on the liability.
Uninsured motorist is 500K/500K
$200 deductible.
Policy run $342/yr or $28 per month.
Almost 40, 3 kids, house, and 7 policy's with Farmers
Other trick was to grandfather the old policy on the '00 which is 7 yrs old onto the newly purchased 2008 Busa which is brand new.
Policy went down 2 bucks.