To Recap: This is in regards to the accident I had 10 days ago when a drunk woman slammed her brand new '05 mustang into the back of my '03 Tundra while I was stopped at a traffic light/intersection. Very little damage was done to my Tundra as the the primary impact was to the "welded reese hitch/step bumper" however...the front of her mustang was demolished and towed as un-drivable as she was arrested and jailed overnight for DUI.
Even though the accident happened on the 6th and she was released on the 7th she never made contact with her insurance co. until the 9th..and despite many voice mail phone calls by me...they (we both have the same insurance company "Progressive") never made contact with me unti yesterday...where they offered me $500...then $750...then $900 and finally $1,000 to sign off releasing them/her from any further medical liability.
The Injury/Pain Situation: I had just aqquired a new fantastic job and only been working there for 2-3 weeks as they have me in a 3-6 month training period programming and operating 5 & 8 axis cnc grinding centers...so despite the lower back pain I was reluctant to risk my new job by seeking medical attention and dealt with the pain which seemed to be slowly getting better but burned like a biotch after a 10 hour shift of standing/sitting at a machine.
In the early going I told this peckerhead my situation to explain why I was reluctant to get doctors and lawyers involved...and yesterday he was ready and willing to run to my house and cut me a check for $1,000 to sign off...I asked him to get back with me after this weekend as I wanted to see how my back felt come mondqay after yet another weekend of rest and he responds with...
"Well Mr. Jinks...I need a yes or no answer right now or I'm going to hafta withdraw the offer."
and that's when I blew up...and told him..
"Well That's Hot Shid there buddy...I wait over a week for you to get back in touch with me and now the best you have to offer me for my pain, suffering and inconvienence is $1,000 to sign off and release your client from any further financial responsibility and now you can't even give me a weekend to think about it without threatening to retract your measley freaking offer?...WTF!!!...would you take $1,000 to let me hit you across the lower back with a baseball bat cause that's what it felt like!!!...You're forcing me to get a lawyer..aren't you!!!"
Him: "I'm not forcing you to do anything and you can consider this offer withdrawn cause if your back really was hurt you'd of seen a doctor by now...I call you back next week to re-negotiate."
Me: "Don't bother calling me back at all if it's for more of the same...I'll be contacting a lawyer shortly."
Him: "Good...an when ya do have'em call me right away to let me know who they are and how to get ahold of'em."
I wished him a nice weekend and slammed the phone down...end of conversation.
Then I followed ya'lls advice...did a qick search on the net...got a nice lady lawyer..and I just returned home from an appointment she made for me on a saturday morning with her chiropractor service...I got a full chiropractic exam with x-rays and thermal scanning...the results?
They were amazed they could still see slight visual bruising all thge way across my lower back...thermal scanning showed lotsa soft tissue damage of my lower back and x-rays exposed I have suffered a slightly twisted spine.
The Good News: They started a series of adjustments today including cracking my neck (damn that felt good..you guys should see how much more range my neck has now!!!
Amazing!!!)...but they also put me on this pneumatic puncher table (best way I can describe it) to start re-aligment adjustments of my lower spine (that hurt)...but then they ended off with 5 minutes of cold pack massage of my lower back.
The real good news?: I told the doc that I ride a sportbike and that it was actually easy on my back than stepping up into and sitting upright in my truck for any period of time...expalining to him that the leaning forward, reaching for the bars seemed to decompress the pain and my gut resting on the tanlk relieves the strain...he smiled and told me ...well it sounds like you oughta be riding your motorcycle.
And now?...I can't wait to see this ##### of a claims adjuster in court...to thank him...for being a complete @$$ about the whole thing...as I'd of been screwed had I taken what he offered.
From this?...I also learned that I'm gonna drop progressive as my insurance company...and I won't be getting state farm or the gecco either...as I'm gonna look for some little A+ rated....less mainstream...obscure insurance company just to make certain that I never get in an accident again with someone who has the same insurance as I...especially rich women who live in palm beach and drive around in brand new mustangs....drunk.
Thanks for all the advice guys and...
L8R, Bill.
Even though the accident happened on the 6th and she was released on the 7th she never made contact with her insurance co. until the 9th..and despite many voice mail phone calls by me...they (we both have the same insurance company "Progressive") never made contact with me unti yesterday...where they offered me $500...then $750...then $900 and finally $1,000 to sign off releasing them/her from any further medical liability.
The Injury/Pain Situation: I had just aqquired a new fantastic job and only been working there for 2-3 weeks as they have me in a 3-6 month training period programming and operating 5 & 8 axis cnc grinding centers...so despite the lower back pain I was reluctant to risk my new job by seeking medical attention and dealt with the pain which seemed to be slowly getting better but burned like a biotch after a 10 hour shift of standing/sitting at a machine.
In the early going I told this peckerhead my situation to explain why I was reluctant to get doctors and lawyers involved...and yesterday he was ready and willing to run to my house and cut me a check for $1,000 to sign off...I asked him to get back with me after this weekend as I wanted to see how my back felt come mondqay after yet another weekend of rest and he responds with...
"Well Mr. Jinks...I need a yes or no answer right now or I'm going to hafta withdraw the offer."
and that's when I blew up...and told him..
"Well That's Hot Shid there buddy...I wait over a week for you to get back in touch with me and now the best you have to offer me for my pain, suffering and inconvienence is $1,000 to sign off and release your client from any further financial responsibility and now you can't even give me a weekend to think about it without threatening to retract your measley freaking offer?...WTF!!!...would you take $1,000 to let me hit you across the lower back with a baseball bat cause that's what it felt like!!!...You're forcing me to get a lawyer..aren't you!!!"
Him: "I'm not forcing you to do anything and you can consider this offer withdrawn cause if your back really was hurt you'd of seen a doctor by now...I call you back next week to re-negotiate."
Me: "Don't bother calling me back at all if it's for more of the same...I'll be contacting a lawyer shortly."
Him: "Good...an when ya do have'em call me right away to let me know who they are and how to get ahold of'em."
I wished him a nice weekend and slammed the phone down...end of conversation.
Then I followed ya'lls advice...did a qick search on the net...got a nice lady lawyer..and I just returned home from an appointment she made for me on a saturday morning with her chiropractor service...I got a full chiropractic exam with x-rays and thermal scanning...the results?
They were amazed they could still see slight visual bruising all thge way across my lower back...thermal scanning showed lotsa soft tissue damage of my lower back and x-rays exposed I have suffered a slightly twisted spine.
The Good News: They started a series of adjustments today including cracking my neck (damn that felt good..you guys should see how much more range my neck has now!!!
The real good news?: I told the doc that I ride a sportbike and that it was actually easy on my back than stepping up into and sitting upright in my truck for any period of time...expalining to him that the leaning forward, reaching for the bars seemed to decompress the pain and my gut resting on the tanlk relieves the strain...he smiled and told me ...well it sounds like you oughta be riding your motorcycle.
And now?...I can't wait to see this ##### of a claims adjuster in court...to thank him...for being a complete @$$ about the whole thing...as I'd of been screwed had I taken what he offered.
From this?...I also learned that I'm gonna drop progressive as my insurance company...and I won't be getting state farm or the gecco either...as I'm gonna look for some little A+ rated....less mainstream...obscure insurance company just to make certain that I never get in an accident again with someone who has the same insurance as I...especially rich women who live in palm beach and drive around in brand new mustangs....drunk.
Thanks for all the advice guys and...
L8R, Bill.
