So, I get to thinkin about my credit card statement/balance yesterday and decide I just need to see how much I have spent over the last month. I know alot of people don't believe in credit cards, but the only reason I use them is for the airline miles and kickbacks. I never let one lapse and accrue interest.
Anyway, so I notice a few random charges on my card, some that made no sense like Foreign Transaction Charge and charge a Internet Domain/Registry Site and one from some company over in Florida called SEASPECS.
Automatically i know something is Fishy so i decide to call SEASPECS and got one ineresting response....
SEASPECS: Yes sir, can I help you?
ME: Sir, I noticed a random charge on my credit card and i think someone might have used it fraudulently.
SEASPECS: Oh yes sir, I've been waiting on your call. I figured this was gonna happen...
So, he proceeded to tell me that someone made an online transaction with my CC number, 3-digit security code on back AND billing information. But, the suspect was asking that the item be shipped to some location in Vietnam. When the guy asked to confirm a local address AND phone # here in the sates, he provided the local address but couldn't provide a #. So, the SEASPECS sales guy never sent the item and was basically waiting on me to call and confirm his suspicions.
So, then I spent the next 45 min on the phone with the CC company going thru all the proper channels to dispute the charges and get the card cancelled. So far we are totalling approx $480+ in charges before the card was cancelled, and I will be signing up for LIFE-LOCK sometime this weekend and checking my credit report to see if this guy has attempted to open anything in my name since.
I'm scratching my head wondering HOW this guy got my entire credit card #, billing address AND the 3-digit security code? I have ordered a few things from online vendors over the last few weeks BUT i am always careful to order thru what seems to be secure websites. Unless someone in VISA has leaked, or someone has hacked VISA, then I dont know.
Just wanted to tell the story to everyone here, ya'll be careful out there. I will have to be even more untrusting now, kinda sucks to go thru! Oh, and the CC company told me that they are sending me the affidavit to fill out and i need to get my statement, circle the fraudulent charges, mail it back and they will open up the investigation and POTENTIALLY give me the money back. Guess we'll see!
Chemist!
Anyway, so I notice a few random charges on my card, some that made no sense like Foreign Transaction Charge and charge a Internet Domain/Registry Site and one from some company over in Florida called SEASPECS.
Automatically i know something is Fishy so i decide to call SEASPECS and got one ineresting response....
SEASPECS: Yes sir, can I help you?
ME: Sir, I noticed a random charge on my credit card and i think someone might have used it fraudulently.
SEASPECS: Oh yes sir, I've been waiting on your call. I figured this was gonna happen...
So, he proceeded to tell me that someone made an online transaction with my CC number, 3-digit security code on back AND billing information. But, the suspect was asking that the item be shipped to some location in Vietnam. When the guy asked to confirm a local address AND phone # here in the sates, he provided the local address but couldn't provide a #. So, the SEASPECS sales guy never sent the item and was basically waiting on me to call and confirm his suspicions.
So, then I spent the next 45 min on the phone with the CC company going thru all the proper channels to dispute the charges and get the card cancelled. So far we are totalling approx $480+ in charges before the card was cancelled, and I will be signing up for LIFE-LOCK sometime this weekend and checking my credit report to see if this guy has attempted to open anything in my name since.
I'm scratching my head wondering HOW this guy got my entire credit card #, billing address AND the 3-digit security code? I have ordered a few things from online vendors over the last few weeks BUT i am always careful to order thru what seems to be secure websites. Unless someone in VISA has leaked, or someone has hacked VISA, then I dont know.
Just wanted to tell the story to everyone here, ya'll be careful out there. I will have to be even more untrusting now, kinda sucks to go thru! Oh, and the CC company told me that they are sending me the affidavit to fill out and i need to get my statement, circle the fraudulent charges, mail it back and they will open up the investigation and POTENTIALLY give me the money back. Guess we'll see!
Chemist!