Sportbike owners take bigger risk overall. So quit bitching about your insurance and saying it's high because of someone else's risk cause if you owned a $17,000 H-D your insurance will more than likely be a 1/3 of what it is now. You own the fastest production vehicle in the world, it should be high. You could be the safest driver in the world and if you own a Lamborghini the insurance is still going to be high. That's just how it is, so once again quit blaming others.
Sithor...I do in fact own a H-D, although it's a "bit" more than $17K, and believe it or not, the insurance for BOTH bikes is only $600 per YEAR.
Insurance companies charge higher premiums to insure the higher risk vehicles/property and higher risk drivers. They aren't doing this because they can (well...maybe), they are doing it because it is the only way to cover their losses when some stupid a$$ squid decides to total his bike and run up thousands in medical bills while trying to show off due to peer pressure or thinking it will "get him some".
When the squids grow up and actually learn how to ride, then THEIR premiums will go down too.
