Military types can use USAA (USAF). My 6 month is $210 for my 2001. They also have my 2 trucks and house. Clean record, 41 yrs old, not married and riding for 30 years. They have also insured other bikes for me. When I bought an 85 GSXR 750 they insisted on advanced rider school. Then the insurance went down by 50%. Funny,,,,,,, they didn't make me go to rider school for the Harley - just Alcoholics Anonimous.