ok guys quick and dirty...looking for cheapest insurance WITHOUT a car. not on same policy...no car period. my brother wants to get his bike back on the road. used to have a company truck till laid off so no vehicle (why pay for one if neighbors will give you rides to store once a week and cant look for work due to he is under contract to be available for 6 months after layoff and yes he is getting full pay) so again...what insurance company will cover a bike without you owning a auto and at a resonable rate. (no state farm wont even though he has house insurance and all his other car and bike insurance with them for past 20 years!!!!)