TreyYoung
Registered
Recently I had a small incident on the bike, and broke my wrist. Below are the following events with Allstate, and keep in mind I have been paying $140 per month to Allstate for the past 2 years for Motorcycle insurance:
1 - Call and let them know I had an incident. The lady says; are you OK (that was nice)? I let her know it was a minor crash, and I broke my wrist. She replies with; you only have $2,000 in coverage. Although I am surprised (paying $140 per month you would think more, and no I did not read the policy).
2 - The lady says she will have to assign to an adjuster, and they will call me back no later than tomorrow.
3 - Four days later I get a letter in the mail that reads; we have carefully examined the circumstances surrounding this loss and believe, at this time, they have sufficient evidence to make a decision.
4 - The next line reads; We have found that there is no Medical Coverage on your policy, therefore we cannot make any payments on your injury... Wait WTF?
I know I am an idiot and didn't read my policy, did that ASSUMING thing.
Just posting as a heads up and maybe get some feedback. Oh, and by the way F-Allstate.
1 - Call and let them know I had an incident. The lady says; are you OK (that was nice)? I let her know it was a minor crash, and I broke my wrist. She replies with; you only have $2,000 in coverage. Although I am surprised (paying $140 per month you would think more, and no I did not read the policy).
2 - The lady says she will have to assign to an adjuster, and they will call me back no later than tomorrow.
3 - Four days later I get a letter in the mail that reads; we have carefully examined the circumstances surrounding this loss and believe, at this time, they have sufficient evidence to make a decision.
4 - The next line reads; We have found that there is no Medical Coverage on your policy, therefore we cannot make any payments on your injury... Wait WTF?
I know I am an idiot and didn't read my policy, did that ASSUMING thing.
Just posting as a heads up and maybe get some feedback. Oh, and by the way F-Allstate.