Be careful and watch your accounts. I had a guy that worked for me and was paid checks for his work. He opened a credit card and made his payments of MY BUSINESS ACCOUNT!!! I did not catch on till yesterday. He is going to jail, been filing paperwork since yesterday, and no, did not get all the money back either. All he needed was routing number, Account number and my name and address, HMMMM all on a check. Scary stuff.