I work nights, so I am up at this time.
Insurance Rates
- Thread starter OB_WARBIRD
- Start date
I wonder who taught you that?
craigntx
Registered
have you had a theft claim yet?
i had a "stated value" policy with them on my 01 w/ yoshi system and rebuilt motor. value was supposed to be $8k
when it was ripped i got $6700...........
I'm sober right now so I really don't remember! hahaha!
"Stated Value" is a scam. The agents make it sound like a great thing but there are loop holes that allow them to devalue your vehicle.
For my Stingray and Honda CXTs I have an "Agreed Value" policy. The agreed value is what I get, not a penny more or penny less. Unfortunately regular insurance companies don't offer it. I have Hagerty Classic on those vehicles but they only cover classics and exotics. The policy costs next to nothing.
wht_scorpion
Registered
guy check out geico.com im paying 1006.00 for the year with a 250.00 deduc.
wrenchmonk
Registered
State Farm
36, male, single, homeowner
Northern VA area
liability limits: $100k / $300k / $50k
full comp/coll deduct: $500 / $1000
2 speeding tickets in 4 years (+19 over posted limit).
$700 per year
36, male, single, homeowner
Northern VA area
liability limits: $100k / $300k / $50k
full comp/coll deduct: $500 / $1000
2 speeding tickets in 4 years (+19 over posted limit).
$700 per year
MelodicMetalGod
Registered
Hey all. As a potential new owner, I've just checked out a few quotes, including State Farm based on the great rates posted by many members on this site. Thought I'd share the results for reference.
The following quotes are annual premiums for a 2008 Hayabusa ONLY (no multi-policy discounts), clean record, Full coverage, $1000 deductible, in Maryland (DC Metro area):
Progressive $1,813.00 (ouch!)
Geico $1,081.00 (better but still a bit pricey)
State Farm $498.00 (MUCH better! whew!)
As most others seem to have found, State Farm is out in front by a mile and Progressive apparently doesn't want anything to do with new bikes (although State Farm was about about double anybody else to insure my 1985 Suzuki GS550ES for some reason...curious).
Hope this helps the next rider get a fair rate.
Ride safe and ride well!
The following quotes are annual premiums for a 2008 Hayabusa ONLY (no multi-policy discounts), clean record, Full coverage, $1000 deductible, in Maryland (DC Metro area):
Progressive $1,813.00 (ouch!)
Geico $1,081.00 (better but still a bit pricey)
State Farm $498.00 (MUCH better! whew!)
As most others seem to have found, State Farm is out in front by a mile and Progressive apparently doesn't want anything to do with new bikes (although State Farm was about about double anybody else to insure my 1985 Suzuki GS550ES for some reason...curious).
Hope this helps the next rider get a fair rate.
Ride safe and ride well!
It depends a lot of where you live climate/population wise too. My insurance is $120/month through progressive and I have a few driving under suspensions, few speeding, a dui, and an accident on my record. I get a winter discount though because there is a bunch of snow here (stupid snow)
ibanezbtb72
Registered
I am in NC and I definitely will be trying SF as well. Thanks for the tip.
ibanezbtb72
Registered
boostin20
Registered
Went through a rough spot after losing my career due to someone else's negligence. If I could go back and do it different, I would, but I had to learn the hard way.
BiggDaddyBusa08
Registered
I'm glad I did my research on this one.
08 Busa full coverage with State Farm $486/year
43 married I also have 2 dodge vans covered with state farm. They wouldnt write the bike policy by itself, without switching the vans over to them. I had NJ CURE and was paying $1900 a year for the vans . Because I have the bike and the vans I am paying $1800 a year for all 3 vehicles. I told my wife its a good thing I bought the Busa ,othe wise I never would have checked with state farm and we would'nt have saved so much $$$$.
08 Busa full coverage with State Farm $486/year
43 married I also have 2 dodge vans covered with state farm. They wouldnt write the bike policy by itself, without switching the vans over to them. I had NJ CURE and was paying $1900 a year for the vans . Because I have the bike and the vans I am paying $1800 a year for all 3 vehicles. I told my wife its a good thing I bought the Busa ,othe wise I never would have checked with state farm and we would'nt have saved so much $$$$.
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