piratediverjefff
Registered
After 10 years of liability only insurance on my Busas i called State Farm today and got what seemed to be a pretty good full coverage policy on my 2011 for $270 every 6 mos....now i can really go out and act a fool.

I've been with progressive since I bought the '08 my liability started out at 180 / yr. This year it was 280 / yr. I know I'm good for the past 3 years, thinking I'm good for the past 5 years.Damn dad,i was only paying $140 a year for liability(with Progressive)and always figured full coverage would be out of my reach until recently when a local guy i ride with told me what he was paying with State Farm.I didn't think it would even be as much as the $270 for 6 mos. as he was paying even less than that(but i think he also has his car,truck,etc. through them so probably a multi-policy discount).
Not a lawyer but I thought incorporating or going LLC helped that brother.I don't know. I'm 58, no tickets, a minor fender bender well over two years ago and I'm payin over $1500. Unfortunately my wife is part owner in a business so that requires us to have very good coverage or face the idea of getting hit with a big lawsuit. So I guess I do know. It just bites.
That was my understanding from radio commercialsNot a lawyer but I thought incorporating or going LLC helped that brother.
**** bro,i guess my $270 is ok after all(any more than that and i would've just kept the liability i've had for the past 10 years).I don't know. I'm 58, no tickets, a minor fender bender well over two years ago and I'm payin over $1500. Unfortunately my wife is part owner in a business so that requires us to have very good coverage or face the idea of getting hit with a big lawsuit. So I guess I do know. It just bites.
What makes you think they can't? "Told me I had an attitude" doesn't sound like you're all that mysterious.These bastids where I currently get insurance on three vehicles and a house had me pull my ten year certified driving history from the state a year or two ago and go through lexus nexus or something like that for financial crap. I was clear and scored a perfect credit history minus 10 points for my credit card. Told me I had an attitude, I said yea and you gave it to me. I'm telling you I wanted to brake that prick up.
I'm so glad people can't read my thoughts![]()
This is not always the case, there are many factors that go into the cost of insurance. I have had State Farm for the past 5 years, last year the full coverage premium went up around $60 with no tickets, accidents or anything on my record for 15 years. This year the premium went up $100 due to "policy changes" in State Farm. So, I dropped them like a rock and went to Progressive which is 1/2 the price and for the full year, so I guess that would be 1/4 the price State Farm wanted.State Farm has cheapest rate. Saved a few hundred on full coverage compared to progressive.
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