I know times are tough, but this might help someone out........
I’m tired of hearing all the gloom and doom coming from the media about the economy and unemployment—I bet you are, too! Let’s take a minute to look at the true reality of the situation and what we can do about it.
Yes, many people have lost their jobs and houses. You may be one of them. But guess what? People have lost their jobs and houses even in a bull market. About 93% of people are still employed. That is pretty good! I was alive in the 1970s when unemployment hit double digits, and we’re nowhere near that right now! I’m not making light of the fact that some people are struggling; I’m just putting the situation in the proper perspective.
Even though you may be currently unemployed, that doesn’t mean you have to participate in the recession. People like me who have chosen to not participate acknowledge the reality of a slow economy and suffering people. However, we have decided that we’re not going to form our lives around the negativity coming out of the media and government. We’re intensifying our efforts and going to have the best year of our lives in spite of things slowing down.
Some people who find themselves unemployed will go into new careers or start their own businesses where they have the best year of their lives—professionally, financially and emotionally. Their current job losses are actually blessings in disguise. They believe this and are formulating game plans based on it. I guarantee there are men in their garages right now starting their own mechanic shops. The next Mary Kay Ash is writing up a business plan for new products she’s just created. College students are developing “the next best thing” in their dorm rooms as you are reading this. This is reality!
So think about your skills and interests. How can you leverage those passions into something you enjoy doing every day while earning money for it? If you haven’t lost your job but dread going to work, maybe it’s time to fire your employer and go in a new direction. When you have a game plan for your money and career, you will have a sense of empowerment because you aren’t a slave to the lender (or employer).
When employers start hiring because they believe their businesses will grow, recessions end. Many who have stopped hiring a healthy amount have been paralyzed by fear. They’ve lost hope. People who continue going about their lives in normal ways (without being irresponsible and buying stuff they can't afford) believe in the future. It’s called hope.
You can have fear or hope. It's your choice.
I choose hope.
Dave Ramsey.............. Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan.
Also:
What To Do If You've Lost Your Job
Remember, it's not the end of the world
A job loss is not the end of the world. For many people, it’s just the launching pad to a new, more fulfilling career.
It can also be a great time to re-prioritize the plan for your money—or actually create a plan.
Here are seven things to get you started on a plan that works—in the good times and bad.
1. Stop paying extra on your debt. If you've been attacking your debt snowball like crazy, refocus that money and momentum to save a big emergency fund.
2. Sock away the extra money to build up your emergency fund. If you get a severance, make it a part of your shopping emergency fund.
3. Do a budget. Download free budgeting forms. Focus on your necessities first—food, shelter, utilities, transportation, and basic clothing. The creditors can wait.
4. Cut way back on your lifestyle. Home-cooked meals and library books should become the norm.
5. Cut up the credit cards. Nothing good can come from using them. If you don’t have the cash, don’t buy!
6. Get a part-time job. Yes, they are available. Do everything you can to still generate some income until you find a new full-time job.
7. Think about your skills and decide if now is the time to start a small business or change careers. Your options are limitless!
Some people who find themselves unemployed will go into new careers or start their own businesses where they have the best year of their lives—professionally, financially and emotionally. Their current job loss is actually a blessing in disguise. That’s how they are looking at the situation and formulating a game plan based on it. It’s the best outlook anyone can have!
If you haven’t lost your job but dread going to work, maybe it’s time to fire your employer and go in a new direction. When you have a game plan for your money and career, you will have a sense of empowerment because you aren’t a slave to the lender (or employer).
Go! Make something happen!
I’m tired of hearing all the gloom and doom coming from the media about the economy and unemployment—I bet you are, too! Let’s take a minute to look at the true reality of the situation and what we can do about it.
Yes, many people have lost their jobs and houses. You may be one of them. But guess what? People have lost their jobs and houses even in a bull market. About 93% of people are still employed. That is pretty good! I was alive in the 1970s when unemployment hit double digits, and we’re nowhere near that right now! I’m not making light of the fact that some people are struggling; I’m just putting the situation in the proper perspective.
Even though you may be currently unemployed, that doesn’t mean you have to participate in the recession. People like me who have chosen to not participate acknowledge the reality of a slow economy and suffering people. However, we have decided that we’re not going to form our lives around the negativity coming out of the media and government. We’re intensifying our efforts and going to have the best year of our lives in spite of things slowing down.
Some people who find themselves unemployed will go into new careers or start their own businesses where they have the best year of their lives—professionally, financially and emotionally. Their current job losses are actually blessings in disguise. They believe this and are formulating game plans based on it. I guarantee there are men in their garages right now starting their own mechanic shops. The next Mary Kay Ash is writing up a business plan for new products she’s just created. College students are developing “the next best thing” in their dorm rooms as you are reading this. This is reality!
So think about your skills and interests. How can you leverage those passions into something you enjoy doing every day while earning money for it? If you haven’t lost your job but dread going to work, maybe it’s time to fire your employer and go in a new direction. When you have a game plan for your money and career, you will have a sense of empowerment because you aren’t a slave to the lender (or employer).
When employers start hiring because they believe their businesses will grow, recessions end. Many who have stopped hiring a healthy amount have been paralyzed by fear. They’ve lost hope. People who continue going about their lives in normal ways (without being irresponsible and buying stuff they can't afford) believe in the future. It’s called hope.
You can have fear or hope. It's your choice.
I choose hope.
Dave Ramsey.............. Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan.
Also:
What To Do If You've Lost Your Job
Remember, it's not the end of the world
A job loss is not the end of the world. For many people, it’s just the launching pad to a new, more fulfilling career.
It can also be a great time to re-prioritize the plan for your money—or actually create a plan.
Here are seven things to get you started on a plan that works—in the good times and bad.
1. Stop paying extra on your debt. If you've been attacking your debt snowball like crazy, refocus that money and momentum to save a big emergency fund.
2. Sock away the extra money to build up your emergency fund. If you get a severance, make it a part of your shopping emergency fund.
3. Do a budget. Download free budgeting forms. Focus on your necessities first—food, shelter, utilities, transportation, and basic clothing. The creditors can wait.
4. Cut way back on your lifestyle. Home-cooked meals and library books should become the norm.
5. Cut up the credit cards. Nothing good can come from using them. If you don’t have the cash, don’t buy!
6. Get a part-time job. Yes, they are available. Do everything you can to still generate some income until you find a new full-time job.
7. Think about your skills and decide if now is the time to start a small business or change careers. Your options are limitless!
Some people who find themselves unemployed will go into new careers or start their own businesses where they have the best year of their lives—professionally, financially and emotionally. Their current job loss is actually a blessing in disguise. That’s how they are looking at the situation and formulating a game plan based on it. It’s the best outlook anyone can have!
If you haven’t lost your job but dread going to work, maybe it’s time to fire your employer and go in a new direction. When you have a game plan for your money and career, you will have a sense of empowerment because you aren’t a slave to the lender (or employer).
Go! Make something happen!
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