THE ONLY THING ABOUT STATE FARM AND ERIE IS IF YOU WRECK AND ARE INJURED YOUR MEDICAL INSURANCE THRU WORK IS ALL YOU HAVE TO COVER YOU OR YOUR PASSENGER. STATE FARM WILL ONLY FIX YOUR BIKE ETC no INJURIES!
JD:
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Which insurance company will do anymore than that?
The way I understand my policy is that if I am hurt, and it's my fault my personal insurance bears the brunt... If it's my fault and somebody else is hurt then the $300k worth of medical pays for their injuries, and hopefully if they sue/win...
I have uninsured levels of the same amount.. but that only comes into play if I'm not at fault and whoever is has no insurance...
I know I've looked at medical coverages being added to some of my policies from time to time that would cover me in a "at fault" accident.
it doesn't cost anything really.. but it's not enough coverage to waste time with.
Biggest policy I found to be included with the normal insurance was a total of $5,000... only cost about $80 bucks or something... but uh.. $5,000... if you have any kind of serious accident it's gonna go past that before I get put into a private room ya know.
believe me folks.. if you've never had a serious medical problem with yourself, or you family... $5,000 won't cover your first 36 hours in an emergency situation...
How much medical coverage are you guys talking about here??
I'm not getting where your coming from here..
I'm with AIG.. but I don't think we are talking about the same things.
To my knowledge no auto insurance is going to do much for my medical bills if I'm at fault... or am I totally on the wrong page here?