Gear insurance?





ajblbv

Donating Member
Registered
So I was just wondering if gear was covered by accessory insurance? If not is there a way to insure it? I can see that being the most expensive part of a drop potentially.
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twotonevert

Member of P.E.A.
Moderator
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Not that I am aware of, my State Farm agent says they wont insure gear.
 

dadofthree

Seasoned Beef
Donating Member
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If you're in an accident the gear should be covered. My riding partner was able to make a claim for the gear she lost but I was told I couldn't make a claim against myself for my gear. Didn't make sense to me at the time but I had more important issues at the time and didn't bother.

I think if you have a claims lawyer in the family or as a good friend you could get the claim pushed through. About the only way to get a claim through insurance anymore is with a lawyer. What a shame.
 

Acehole

The crowbar!
Donating Member
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I was compensated for the replacement of my helmet. Ohio is not a helmet state. I was not allowed to claim any other gear than that. I too have full coverage with state farm.
 

TonyMastodon

Big Blue Burrito!
Registered
If you're in an accident the gear should be covered. My riding partner was able to make a claim for the gear she lost but I was told I couldn't make a claim against myself for my gear. Didn't make sense to me at the time but I had more important issues at the time and didn't bother.

I think if you have a claims lawyer in the family or as a good friend you could get the claim pushed through. About the only way to get a claim through insurance anymore is with a lawyer. What a shame.
+1... friend got in a pretty back wreck and they covered her helmet (jacket and pants were fine)
 

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