Since it's winter and my bike is still wrecked, I dropped the collision coverage on my policy. Get a statement of the changes (my premium is paid as an auto deduct every month), and see that the premium has dropped all of $7.28. Call 'em up to see WTH. Agent tells me that since they "know" I won't be riding it as much in the winter, they charge less for the winter months than the summer months. And since it's a yearly policy, they "level pay" it to one steady premium. But, since I only have 3 months until my policy renews for the next year, $7.28 per month is all I'll be saving for not having collision coverage for these last 3 months. If I took it off completely next policy year, my premium would drop almost $30 per month.
I see what they're saying, just never realized (probably well hid in the policy disclosure fine print) that they set it up this way.
Hmm...
I see what they're saying, just never realized (probably well hid in the policy disclosure fine print) that they set it up this way.
Hmm...