216!!

The meat of that link... PolitiFact | E-mail 'analysis' of health bill needs a check-up

• Page 22: Mandates audits of all employers that self-insure! False: Section 113 of the bill requires the Health Choices commissioner to conduct a study to make sure health reform does not unintentionally create incentives for businesses to self-insure or create adverse selection in the risk pools of insured plans. There is no mandated audit.

• Page 29: Admission: your health care will be rationed! False: Section 122 outlines broad categories of benefits that must be included in an essential benefits package. It prohibits cost-sharing for preventive care and limits annual out-of-pocket spending to $5,000 for an individual and $10,000 for a family, indexed for inflation. It says nothing about rationing or limiting treatment.

• Page 30: A government committee will decide what treatments and benefits you get (and, unlike an insurer, there will be no appeals process) Barely True: Section 123 establishes a Health Benefits Advisory Committee that makes recommendations on what types of health insurance coverage will be defined as basic, enhanced or premium. The committee will be chaired by the surgeon general, with members appointed by the president, the comptroller general, and representatives of federal agencies. This committee makes recommendations on insurance regulations, so in that sense it does set standards for benefits. But it does not make decisions about treatments for individuals.

• Page 42: The "Health Choices Commissioner" will decide health benefits for you. You will have no choice. None. Pants on Fire!: Section 142 outlines the duties of the Health Choices commissioner, who is charged with regulating insurers. The commissioner should seek insurers to offer different types of insurance, including basic, enhanced and premium. Individuals will be able to choose among competing insurers who are regulated via the exchange.

• Page 50: All non-US citizens, illegal or not, will be provided with free health care services. Pants on Fire! Section 152 includes a generic nondiscrimination clause, which says insurers may not discriminate with regard to "personal characteristics extraneous to the provision of high quality health care or related services." It says nothing about "non-US citizens" or immigrants, legal or otherwise. In fact, the legislation specifically states that undocumented aliens will not be eligible for credits to help them buy health insurance, in Section 246 on page 143.

• Page 58: Every person will be issued a National ID Healthcard. Barely True: Section 163 sets out goals for electronic health records. It says one goal should be real-time confirmation of which services a person qualifies for and how much they will have to pay. That could be achieved by machine-readable beneficiary cards, according to the legislative language. But the legislation does not require the cards.

• Page 59: The federal government will have direct, real-time access to all individual bank accounts for electronic funds transfer. Barely True: Section 163 sets out goals for electronic health records. One of the goals is to include features that "enable electronic funds transfers, in order to allow automated reconciliation" between payment and billing. The legislative summary says the intent in the section is "to adopt standards for typical transactions" between insurance companies and health care providers. The legislation generically describes typical electronic banking transactions and does not outline any special access privileges.

• Page 65: Taxpayers will subsidize all union retiree and community organizer health plans (read: SEIU, UAW and ACORN) . Pants on Fire! Section 164 creates a temporary reinsurance program to help employers or employee associations pay for coverage for workers ages 55 to 64. It does not mention labor unions or community organizer groups, though presumably they could qualify for subsidies like any other employee association that previously offered health insurance. The section's point, however, is to offer subsidies to employer-based insurance programs, not unions or community organizers.

• Page 72: All private healthcare plans must conform to government rules to participate in a Healthcare Exchange. True. Private health care plans must conform to government rules to participate in the exchange, and this page begins an explanation of exchange rules. However, the requirement that insurance companies must conform to is also presented much earlier in the bill. We spotted an earlier reference on page 15, Section 101.

• Page 84: All private healthcare plans must participate in the Healthcare Exchange (i.e., total government control of private plans) . Mostly True. Section 203 sets rules saying that plans must offer basic plans before they can offer plans with extra benefits. These extra benefits are defined as enhanced plans and premium plans. (The unstated assumption here is that enhanced and premium plans will be more profitable for the insurance companies.) But this isn't the page number that requires health plans to participate in the exchange. Technically speaking, private insurance plans are not required to participate. Rather, only insurance sold on the exchange will satisfy the mandate that people have health insurance. In effect, private health plans that want to sell to individuals will have to sell through the exchange, under the terms of the bill.

• Page 91: Government mandates linguistic infrastructure for services; translation: illegal aliens. Half True. Section 204 outlines more regulations for health insurance plans in the exchange. One of the requirements is that they provide "culturally and linguistically appropriate communication and health services." Another part of the bill mentions that this includes "effective methods for communicating in plain language." There is no mention of citizenship status.

• Page 95: The Government will pay ACORN and Americorps to sign up individuals for Government-run Health Care plan. False. Section 205 says the Health Choices commissioner is charged with publicizing the options on the health care exchange. The legislation says the commissioner "may work with other appropriate entities to facilitate the dissemination of information." The bill does not mention ACORN or Americorps. The bill also says that the commissioner must publicize the "Exchange-participating health benefits plan options," which would include private insurance plans.

• Page 102: Those eligible for Medicaid will be automatically enrolled: you have no choice in the matter. False. This page describes people who would qualify for Medicaid, a government insurance program for people with very low incomes. It says that individuals will be automatically enrolled in Medicaid only if they have "not elected to enroll in an Exchange-participating health benefits plan." So the auto-enrollment only happens if they have not chosen another plan.

• Page 124: No company can sue the government for price-fixing. No "judicial review" is permitted against the government monopoly. Put simply, private insurers will be crushed. Barely True. Section 223 discusses how the government will pay doctors under the public option health insurance; they will pay 5 percent more than Medicare pays. It's true that this section does not set out any sort of judicial review, but it specifically states that health care providers do not have to accept patients under the public option. The bill also says that the Health Choices commissioner has the authority "to correct for payments that are excessive or deficient," taking into account "amounts paid for similar health care providers and services under other Exchange-participating health benefits plans." There may be a broader case to be made that the government can outcompete private insurers through the public option, but this section of the plan doesn't have to do with lawsuits or judicial review.

• Page 127: The AMA sold doctors out: the government will set wages. Barely True. Section 225 discusses payments for physicians who choose to accept the public option insurance. Again, there may be a broader case to be made that the government can outcompete private insurers through the public option, but this section of the plan only applies to payments to doctors for patients who are part of the public option. The government does not set wages for doctors because doctors are free to decline to see the patients.

Finally, a few words about the e-mail's origins. It appears that someone out there based it on the work of Peter Fleckenstein, who publishes commentary on the Twitter messaging service under the name Fleckman . (Some of the e-mails we receive credit him, but many do not.) Fleckenstein strongly opposes the Democratic health plan and labels most of his posts #tcot , which stands for "top conservatives on Twitter." Fleckenstein has also posted the analysis at his blog, Common Sense from a Common Man . Many of the e-mails we received have made changes to Fleckenstein's original tweets, and the e-mail we've checked here has made changes as well.

There is a LOT more out there, you've just got to find it. NEVER let someone elses comments take away from FACTS.. ;) Some just like to ignore the facts (or bad) and ONLY focus on the good. You've got to look at the good AND bad in everything.... :beerchug:
 
Another LINK I receieved....

WITHIN THE FIRST YEAR OF ENACTMENT

*Insurance companies will be barred from dropping people from coverage when they get sick. Lifetime coverage limits will be eliminated and annual limits are to be restricted.

*Insurers will be barred from excluding children for coverage because of pre-existing conditions.

*Young adults will be able to stay on their parents' health plans until the age of 26. Many health plans currently drop dependents from coverage when they turn 19 or finish college.

*Uninsured adults with a pre-existing conditions will be able to obtain health coverage through a new program that will expire once new insurance exchanges begin operating in 2014.

*A temporary reinsurance program is created to help companies maintain health coverage for early retirees between the ages of 55 and 64. This also expires in 2014.

*Medicare drug beneficiaries who fall into the "doughnut hole" coverage gap will get a $250 rebate. The bill eventually closes that gap which currently begins after $2,700 is spent on drugs. Coverage starts again after $6,154 is spent.

*A tax credit becomes available for some small businesses to help provide coverage for workers.

*A 10 percent tax on indoor tanning services that use ultraviolet lamps goes into effect on July 1.

WHAT HAPPENS IN 2011
*Medicare provides 10 percent bonus payments to primary care physicians and general surgeons.

*Medicare beneficiaries will be able to get a free annual wellness visit and personalized prevention plan service. New health plans will be required to cover preventive services with little or no cost to patients.

*A new program under the Medicaid plan for the poor goes into effect in October that allows states to offer home and community based care for the disabled that might otherwise require institutional care.

*Payments to insurers offering Medicare Advantage services are frozen at 2010 levels. These payments are to be gradually reduced to bring them more in line with traditional Medicare.

*Employers are required to disclose the value of health benefits on employees' W-2 tax forms.

*An annual fee is imposed on pharmaceutical companies according to market share. The fee does not apply to companies with sales of $5 million or less.

WHAT HAPPENS IN 2012

*Physician payment reforms are implemented in Medicare to enhance primary care services and encourage doctors to form "accountable care organizations" to improve quality and efficiency of care.

*An incentive program is established in Medicare for acute care hospitals to improve quality outcomes.

*The Centers for Medicare and Medicaid Services, which oversees the government programs, begin tracking hospital readmission rates and puts in place financial incentives to reduce preventable readmissions.

WHAT HAPPENS IN 2013


*A national pilot program is established for Medicare on payment bundling to encourage doctors, hospitals and other care providers to better coordinate patient care.

*The threshold for claiming medical expenses on itemized tax returns is raised to 10 percent from 7.5 percent of income. The threshold remains at 7.5 percent for the elderly through 2016.

*The Medicare payroll tax is raised to 2.35 percent from 1.45 percent for individuals earning more than $200,000 and married couples with incomes over $250,000. The tax is imposed on some investment income for that income group.

*A 2.9 percent excise tax in imposed on the sale of medical devices. Anything generally purchased at the retail level by the public is excluded from the tax.

WHAT HAPPENS IN 2014

*State health insurance exchanges for small businesses and individuals open.

*Most people will be required to obtain health insurance coverage or pay a fine if they don't. Healthcare tax credits become available to help people with incomes up to 400 percent of poverty purchase coverage on the exchange.

*Health plans no longer can exclude people from coverage due to pre-existing conditions.

Employers with 50 or more workers who do not offer coverage face a fine of $2,000 for each employee if any worker receives subsidized insurance on the exchange. The first 30 employees aren't counted for the fine.

*Health insurance companies begin paying a fee based on their market share.

WHAT HAPPENS IN 2015

*Medicare creates a physician payment program aimed at rewarding quality of care rather than volume of services.

WHAT HAPPENS IN 2018

*An excise tax on high cost employer-provided plans is imposed. The first $27,500 of a family plan and $10,200 for individual coverage is exempt from the tax. Higher levels are set for plans covering retirees and people in high risk professions
 
I do miss not having goverment insurance coverage where everything was covered vs. the 600 I spend a month now and after my 250 per month is used I have to pay the rest...some BS on a family plan. I am not for anyone not working hard for it, but if you are and can't make it I don't mind lending a hand. Gosh in one form or the other somewhere in life someone lent everyone a hand...at least I hope so. Hand and hand out is where I differ.
 
I have to admit there are one or two things I agree with in the new plan.
Mainly no exclusion for pre-existing conditions.
My wife had liver surgery a yr or two ago and now I cant insure her. It sucks !
I pay as Greg said 6-700 a month for just me Kathy and Adam.
Adam as a kid got siick and had a few ear infections. Same as a lot of kids.
Humana is now trying to drop him due to 'high risk' !
Had no problem cashing my checks but now dont want to cover.
 
Sad day for America folks. Sad day for America!

What's left of our constitution has been shredded!
 
Sad day for America folks. Sad day for America!

What's left of our constitution has been shredded!

Same thing was said about other government programs in the past. My Grandmother is screaming communism/socialism.... Yet, she is on Social Security and Medicare. I told her the same thing was said about those programs and asked if she was going to give them up now, "Well..no..i need those" ...My GM is banned from watching Glen beck anymore.
 
I'll bet you still allow your poor ole grandma to watch Rachel Maddow, Keith Obberman, Chris Matthews, eh? But god forsake allowing her to watch Glen Beck! He is evil! :laugh:

I'm just very sad to see the government taking such control of the freedoms we have known. I think everyone agrees that health care needs improvement but it seems few Americans believe it should be taken over by the federal government. Even fewer believe Obama Care is the proper solution.
 
Same thing was said about other government programs in the past. My Grandmother is screaming communism/socialism.... Yet, she is on Social Security and Medicare. I told her the same thing was said about those programs and asked if she was going to give them up now, "Well..no..i need those" ...My GM is banned from watching Glen beck anymore.

See that's the thing I don't get, people are just repeating what they hear from others with an agenda and who are simply opportunist and know who and what buttons to push to get a reaction. The funny thing is they are already a part of what they are complaining about or will greatly benefit from it but are so blinded by the hate and fear speak they can't even see it.
Somebody posted the simple facts that are out there but it's like they totally decide to ignore it and the simple logic about fixing the system that has been broken for years and completely wasting money and lives.

I make excellent money and have a health care premium for my family that costs me nothing, my job covers all it's employees, I heard the BS but went out and researched it and found no truth to the fear speak so I'm glad this will help out fellow Americans who need another option and don't have the luxury of being in the position I'm in.

Fear mongers seem to take bits and pieces of a section of the bill but not the whole line which totally changes it's meaning, people have to do research and then research the person or group that put it out to see where their alliances are.
 
See that's the thing I don't get, people are just repeating what they hear from others with an agenda and who are simply opportunist and know who and what buttons to push to get a reaction. The funny thing is they are already a part of what they are complaining about or will greatly benefit from it but are so blinded by the hate and fear speak they can't even see it.
Somebody posted the simple facts that are out there but it's like they totally decide to ignore it and the simple logic about fixing the system that has been broken for years and completely wasting money and lives.

I make excellent money and have a health care premium for my family that costs me nothing, my job covers all it's employees, I heard the BS but went out and researched it and found no truth to the fear speak so I'm glad this will help out fellow Americans who need another option and don't have the luxury of being in the position I'm in.

Fear mongers seem to take bits and pieces of a section of the bill but not the whole line which totally changes it's meaning, people have to do research and then research the person or group that put it out to see where their alliances are.

Kind of like when picking a "so called" tuner or engine builder... :poke:


I just HOPE it doesn't turn out like social security or we are in for more trouble than people can even fathom. Health insurance will be the last of there problems...
 
the brits have had this plan, and it didnt work for them, so whats gonna make it work for us....
 
I make excellent money and have a health care premium for my family that costs me nothing, my job covers all it's employees,

This is exactly the reason you are an employee and not an employer!

As an employer, I can assure you the money your employer ponys up for your health care is part of your employee pay package. You as an employee in the private sector have a value to the company. The company can afford X-$ for your services. From this amount (Whatever it may be) the cost of paying for all things such as HEALTH CARE, taxes etc are deducted from your pay package and what's left over is your salary. Just because it's not listed on your pay stub, doesn't mean it's not a deduction. That's the way it works. YOUR health care is not FREE my friend. YOU and only you are paying for it. Any increases in the cost of your health care plan whether it's due to Obama Care or not will be paid for by YOU!

Nothing is FREE! If you are actually getting something for free, that means someone else is paying for a service or item that they are not receiving.
 
LET THE LAWSUITS BEGIN!!!! Our constitution does not provide for the federal govt to make the purchase of ANY goods and services MANDATORY. This bill has nothing to do with healthcare, but it has everything to do with staying in power. Hopefully, one day, we can run every single last democrat out of office. Has the govt ever ran a program effeciently? The answer is no. This program, if allowed to stand, will cost this country untold money. You think it's only going to cost 938billion? HA! Wait and see. FU Obama
 
By 2014, most Americans would be required to have health insurance or pay a fine, with the exception of low-income Americans. Small businesses, high-risk patients and the uninsured would have the option of shopping for coverage in health insurance exchanges, a marketplace in which people could shop for and compare insurance plans.

Employers would also be required to provide coverage to their workers, or pay a fine of $2,000 per worker. Companies with fewer than 50 employees, however, are exempt from this rule.

Zella..you are right it will be mandatory. There will be subsidies for families with incomes less than 88k so it will be cheaper. Isn't Social Security mandatory along with medicare?? Same thing was said about them...also when Anti-Trust laws were established, Unions established, requiring companies to provide insurance to employees, etc....people were screaming Communism and the end of America!

I don't agree with some of the things in the bill...i think it is a step in the right direction, though. Especially when you have companies like Wal-mart (Richest family in America) who pay nothing to employees and has horrible healthcare that only about half of the employees can afford....And many companies utilizing temps as a large part of their workforce so they don't have to pay benefits to them.

Yes, i agree everyone should work and not live off the government. It isn't just realistic to think everyone can obtain high paying jobs....In the "Ideal world" the people against the health bill fantasize about where everyone are lawyers....who is working at these "lower" places while everyone is off getting law degrees? Once the market is flooded with skilled laborers they won't have jobs to go to. I have a friend who is at target right now with 2 degrees as a temp b/c the IT market is difficult to find jobs (He says). He is just being lazy i guess by not getting a good job (/Sarc/)
 
• Page 50: All non-US citizens, illegal or not, will be provided with free healthcare services.
Hold your breath guys they are going to give amnesty to illegals next! Its on their list and you know why? All new voters for the Dems....
 
4 more yrs.....4 more yrs.....obama....obama....
hes the man...

My HeWo !

fun47.jpg
 
It's about time, we take free health care for granted in the UK.

USA, one of the richest countries in the world and it still has people who cannot afford to go to hospital?

It should be a basic right.
 
So the bottom line is, they passed a health care plan written by a committee whose chairman says he doesn't understand it, passed by a Congress that hasn't read it but exempts themselves from it, signed by a smoking president who hasn't read it and, with funding by a treasury chief who didn't pay his taxes, overseen by a...n obese surgeon... general, financed by a country that's broke. What the heck could possibly go wrong?:whistle:
 
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