Welcome to the org. You should be fine, sub 650 ranges result in higher interest rates, but you should have no problems. Bad stuff is repo's, bankruptcies, foreclosures, etc. Late pays dont help either if they are reported.
Might have trouble financing almost a 6 year old bike...not sure how they look at older bikes...also the amount of down payment or trade in with your bike...shows committment on your part and less risk for them...good luck and I am sure you'll come out okay...
With a trade in as a down you should be able to pull off a decent rate, but for bike age makes a difference too. No credit is better than new credit to dealers. Just go see, cause we aren't your lender.
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