On the way into town this morning, rear ended when traffic slowed. Everybody walked away unhurt. My daughter was with me and it spooked her but she's ok. Driver of the car (woman) was UNINSURED and UNEMPLOYED...awfully nice car to be uninsured...
And this is why I drive a pickup (accident pics)
- Thread starter skydivr
- Start date
Isn't TN an insurance optional state? We ran into that down at Myrtle a few years ago with a fellow hitting one of the bikes and he was uninsured.
Definitely looks like the dent totaled that Chevy!!!
Glad you all are OK
Definitely looks like the dent totaled that Chevy!!!
Glad you all are OK
I know lots of people with nice cars. They sign the papers and never make a payment. Anyway, glad everyone was alright. Believe it or not you don't have to have a drivers license, a registered or insured vehicle to drive up and down the road.
Anyway, glad everyone was alright. Believe it or not you don't have to have a drivers license, a registered or insured vehicle to drive up and down the road.
Hoorah for the receiver hitch. Glad you guys are ok.
I had a guy in Michigan cut across five lanes and slam on the breaks in front of me a year or so ago.. I hit him doing 80 mph, and he just laughed it off because he had no coverage, and being from Canada, we have full coverage.
SO I tossed the car on a flatbed, and took it home, rebuilt it in the garage. Probably cost me less in the long run than actually going through insurance, but still a pain in the ass...
SO I tossed the car on a flatbed, and took it home, rebuilt it in the garage. Probably cost me less in the long run than actually going through insurance, but still a pain in the ass...
Big Chevy beats little Chevy. What was that? Looks like either a Sonic or a Spark. Either way, just glad you weren't hurt.
We are required to have insurance in TN. I believe these are the bare minimums allowed...
Bodily Injury Liability: $25,000 per person and $50,000 per accident
Property Damage Liability: $15,000 per accident
Isn't TN an insurance optional state? We ran into that down at Myrtle a few years ago with a fellow hitting one of the bikes and he was uninsured.
Definitely looks like the dent totaled that Chevy!!!
Glad you all are OK
We are required to have insurance in TN. I believe these are the bare minimums allowed...
Bodily Injury Liability: $25,000 per person and $50,000 per accident
Property Damage Liability: $15,000 per accident
Initial BDA (Battle Damage Assessment): Impact to hitch, hitch is bolted to Frame - frame is bent (up) at attachment points both sides. Hitch impacted all the way to the spare (can't get spare out). Bumper touching/dented quarter panel (x1); can't lower tailgate without scraping QP so I'm not doing it. Straightening the frame may be worth (in the insurance company's mind) more than the 11 year old truck with 230K miles on it (I sure hope not). I do not want them to hand me a check for $3K and total it; because a new truck will cost me wayyyy more than fixing this one.
Oh well, reported it to the insurance company today; nothing to do now but wait until the accident report comes out and see what State Farm says...
Oh well, reported it to the insurance company today; nothing to do now but wait until the accident report comes out and see what State Farm says...
If frame is bent I see them totalling it out
Uncle Jimmy
Registered
It's great to know that everyone walked away from that. She should have to do some jail time for not having insurance. Although it seems a bit extreme, you shouldn't have a car if you can't afford everything that goes with it. She probably was messing with her cell phone and was not paying attention.
Glad you are okay!
I really get sick and tired of seeing this happen over and over again. I wish they would just start taking people cars when they don't have insurance. Let that crap sit on an impound lot at $200 a day and see how cheap insurance suddenly is.
I really get sick and tired of seeing this happen over and over again. I wish they would just start taking people cars when they don't have insurance. Let that crap sit on an impound lot at $200 a day and see how cheap insurance suddenly is.
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