How is this price for Insurance...

[nychayabusa]

Rider Insurance in NJ wants 1500 years for Full Coverage for my 2003 Busa with a $750 deductable. This will not cover any of my Turbo parts, etc... If I wreck the bike they will give me book value. I went on KBB at they list it at $6300.

How does this price sound for a 27 year old with no accidents, tickets, etc..
I still don't have the piece of mind though since the cost of my turbo build (Over 7K) would be lost. They do not offer any additional coverage on sport bikes.

 

[sixpack577]

You can do better

 

[nychayabusa]

That's what people tell me about the girls I get with..

Any other providers you suggest?

 

[woodrrow]

Im 25, State farm, with one claim when I messed up the rear end of my mustang.. $450/yr I think..

 

[Amelio]

That sounds real high......do you have any wrecks on your record? Maybe it is just the state, I pay $48 a month for full coverage with a $500 ded on my '06.

My buddy had real high insurance on his bike we are both the same age 31 but he had a few wrecks on his record.

 

[Kaptain Kanji]

Try giving GEICO a call, they've been really good to me and the wife.
I hear State Farm is really good too.

 

[nychayabusa]

No wrecks. No tickets. Perfect credit... The bike is regsitered in NJ. They say this type of bike has a high rate of theft and it is a high cc.... Good thing I didn't even mention the Turbo to them lol.

I'll try Geico and State Farm....

 

[red1100cc]

i have geico. they take my money, we will see how well my claim goes.

 

[Blanca BusaLess]

State Farm $210 full coverage for six months . SF doesn't go by category only CCs.
Give them a call .

 

[racerV]

Dairyland. Insuring my 08 Busa and 07 HD for less than $700 / year.

 

[kennym4]

Where are you in N.J. ? This area is high because of thefts (NY,NJ, DE, & PA).

Try State Farm, and then try Dairyland, that's who I have, and they were below half of what everybody else was wanting, and mine is REAL HIGH compared to everyone else !

I pay like $490.00 down, then $190.00 a month for the next 9 months, and get the last 2 free. But that's still over $2,200 a year ???


PLEASE let me know how you make out !!

 

[fastblackblur]

Im 25, State farm, with one claim when I messed up the rear end of my mustang.. $450/yr I think..

Lots of stories like this one, including mine. I pay $32 a month for full coverage.

 

[CWCobra]

Progressive for me: $620/year for full coverage for both bikes, incl up to $3,000 coverage per bike for after market parts added on. $1,000 deductible.

CW

 

[071300r]

geico here in florida 781 a year 500 ded's clean dl except 1 accident on my 2007 in sept 2007 5000 they laid out to fix it.

 

[fiend]

$34/ month with State Farm. It wouldn't hurt looking into them, but be upfront about the turbo and everything else that you want covered.

 

[Wayneovich]

State Farm FTW

 

[ham4864]

this is what thet want in Pa and im 34 with a good record
i only have basic
i want full but can afford it



Progressive



* A. Ham
* Policy #:
* 04/23/2010 - 04/23/2011
* Silver Membership

* Edit Your Profile
* FAQs
* Contact Us
* 1-877-280-8418
* Log Out

* Welcome
* Policy
* Billing
* Documents
* Claims
* Discounts & Programs
* Vehicle Center

Your Policy >
Review Premium Impact & Submit Changes

Terms & Definitions
Frequently Asked Questions
Important: Your change has not yet been submitted. To confirm this change please select "Submit" below. You will be able to view and print this information after submitting your change.

Effect On Premium
Change Effective Date: 06/02/2010
Policy Term: 04/23/2010 to 04/23/2011
Premium Change: $4,943.00 increase from 06/02/2010 to 04/23/2011
Note: This premium change is valid for the current change and effective date only. This rate is subject to change pending verification of the accuracy of the information provided. Rates may vary at renewal.

Revised Payment Schedule

The $4,943.00 increase in premium will be applied to the remaining bills based on the effective date of the change. Adjustments affecting past bills will be included on the next bill. See the revised payment schedule for more details.
Bill Issue Date Due Date Current Amount New Amount
06/23/2010 06/23/2010 $32.84 $527.14
07/23/2010 07/23/2010 $32.84 $527.14
08/23/2010 08/23/2010 $32.84 $527.14
09/23/2010 09/23/2010 $32.84 $527.14
10/23/2010 10/23/2010 $32.84 $527.14
11/23/2010 11/23/2010 $32.84 $527.14
12/23/2010 12/23/2010 $32.84 $527.14
01/23/2011 01/23/2011 $32.84 $527.14
02/23/2011 02/23/2011 $32.84 $527.14
03/23/2011 03/23/2011 $32.80 $527.10
Note: In some cases, the amount actually charged or credited to the policy for this change may be different than the amount shown here. Payment schedule does not reflect any amount currently due.

Revised Full Term Premium Charge (provided for comparison purposes only)


Coverages - Limits of Liability 2006
Suzuk



Total

Bodily Injury & Property Damage Liability $410.00
Bi $15,000 Each Person - $30,000 Each Accident
Property Damage Liability - $5,000 Each Accident
Comprehensive $500 Deductible $3,127.00
Includes Disappearing Deductible
Collision $500 Deductible $2,427.00
Includes Disappearing Deductible
Pedestrian Fpb $5,000 Per Person $2.00
Accessory Coverage $3,000 INCL
Uninsured Motorist - Rejected
Underinsured Motorist - Rejected


Total Premium by Vehicle: $5,966.00
Total Policy Premium After the Change: $5,966.00
Total Policy Premium Before the Change: $412.00

Difference: $5,554.00


Site security by Verisign

* Terms and Conditions
* Privacy and Security Policy
* Site Map
* About Progressive
* Last login: 6/2/2010 at 12:20 AM ET

This policy is underwritten by Progressive Advanced Insurance Co

Copyright © 1995 - 2010 Progressive Direct Insurance Company

U.S. Patent 7,124,088 applies to portions of this Web site. All Rights Reserved.

 

[chrisjp]

state farm....nuff said

 

[BIG GUY]

I would shop around to get a better price. I have an '06 LE with full coverage and 8K in accessories coverage and pay less then 1500 a year. I am 30 and do have some colorful tickets.

 

[nychayabusa]

*UPDATE*

So, for the heck of it I called Progressive which I have for my car. They quotes me at 1200 bucks a year for full coverage with $500 duductable. Rider was $1500 with a $750 duductable - GREAT! Now, I asked what does Progressive offer for covering aftermarket parts on the bike. She says they have a standard of 2 or 3K which you get automatically with comprehensive. I told her I need about 8K extra worth of coverage and she said no problem and it upped the premium to only $1288 for the year!! I read online and it seems like it will cover performance parts.

This seems too good to be true. Does anyone have any feedback on Progressive's extra coverage on aftermarket parts and if it would cover the turbo job?

Thanks